Privacy Policy
Data Controller
Hotaki Financial & Insurance Solutions, LLC
Shahwali Hotaki
Los Angeles, California
Email: Shahwali@hotakiinsurance.com
Phone: 708-274-4036
Collected Personal Data
We may collect the following categories of personal data when you interact with our website, submit forms, request information, or speak with a licensed agent:
Information You Provide Directly
Full name
Email address
Phone number
Mailing address (if voluntarily provided)
Date of birth (if needed for insurance quotes)
Health coverage preferences (ACA, Medicare, etc.)
Life insurance preferences
Any message or information submitted through our contact form
Purpose of collecting data
We collect and use personal data for the following purposes:
To Provide Insurance Services
To respond to inquiries and requests
To provide quotes, recommendations, and plan comparisons
To communicate with you about ACA Marketplace, Medicare, and life insurance options
To Comply With Legal Requirements
To meet CMS (Medicare) communication rules
To comply with California Department of Insurance regulations
To maintain necessary business and compliance records
To Improve User Experience
To analyze website performance and usage
To prevent fraud and enhance site security
We do not sell your personal data.
4. Legal Basis for Processing (U.S. Compliance Language)
We process personal information under the following legal bases:
Your consent when submitting forms
Our legitimate business interest in responding to inquiries
Compliance with state and federal insurance regulations
Your information is only used to assist with insurance-related services.
5. How We Store and Protect Your Data
We implement reasonable administrative, technical, and physical safeguards to protect your information against loss, misuse, unauthorized access, or disclosure.
Examples include:
Encrypted transmissions (HTTPS)
Secure data storage
Access controls to limit visibility to authorized personnel
6. Sharing of Personal Data
We only share information with:
Licensed insurance agents working with our agency
Insurance carriers when preparing quotes or applications
Compliance/oversight bodies if required by law (e.g., CMS, CDI)
We do not sell or rent your data to third parties.
7. Cookies & Tracking Technologies
We may use:
Cookies
Analytics tools (e.g., Google Analytics)
Log files
Session tracking
These help us understand website usage and improve performance. You may disable cookies in your browser settings.
8. Your Rights
Depending on your state and applicable laws, you may have the right to:
Request access to your data
Request corrections to inaccurate information
Request deletion of certain personal data
Withdraw consent to communication
Opt out of marketing messages
To exercise any rights, contact us at: [Shahwali@hotakiinsurance.com]
9. Data Retention
We retain personal information only as long as necessary to:
Provide requested services
Maintain legally required insurance records
Comply with regulatory obligations (such as CMS or CDI rules)
10. Communication Consent (CMS & ACA-Compliant)
By submitting your information through our forms, you consent to being contacted by a licensed insurance agent regarding:
ACA health plans
Medicare Advantage, Supplement, and Part D plans
Life insurance products
There is no obligation to enroll.
11. Children’s Privacy
We do not knowingly collect data from children under the age of 13.
Insurance inquiries for dependents are only accepted from parents/guardians.
12. Changes to This Privacy Policy
We may update this policy periodically. Changes will be posted on this page with a revised “Last Updated” date.